Infrastructure
CoralCommerce is an Azure hosted cloud platform providing orchestration and routing of payment and value added services.
CoralCommerce - Routing Payments Across the World
'coral connects commerce communities'
CoralCommerce connects commerce communities through one API, offering advanced payment orchestration and payment routing solutions. Reduce overheads and complexity with our experienced team, supporting card, mobile money, wallet, and account payments across Africa, Americas, and Europe.
Join for Payment OrchestrationMethodology
What do we mean by payment orchestration?
You connect to our payment platform through one API to access many payment providers globally that enables you to accept and make payments online. CoralCommerce builds or provisions connectors to each payment and service provider you need, linking mutually agreed channels to each for your team to route and orchestrate transactions through at will, efficiently and for one shared-risk fee only. Three decades of experience in payment technology has been captured within one platform, accessible via one API, to implement your checkout flows and manage your regional or global payment providers through easily configured channels.
Payment Orchestration Across Regions
Our payment orchestration and payment routing solutions optimize merchant checkouts in Africa (great mobile money options), the Americas (PIX and ACH included), and Europe, reducing disputes and increasing approval rates. Learn more about us as a company here.
Consulting for Merchant Services
We have consulted with some of the largest e-commerce businesses in the world, from security software to crypto exchanges, from retailers selling physical goods to mobile networks selling virtual products and services. We have an experienced team to help make your business healthier and wealthier. To learn more about our consulting for payment orchestration continue here.
Service for Payment Orchestration
Along with the ability to help you fix your own journeys and technology, CoralCommerce is a full-service payment gateway platform that is positioned to orchestrate payments and services for your business. One connection opens up all the possibilities for commerce that your business needs. We help make your business more efficient with greater reach. Learn more about our payment orchestration solutions.
Support for Payment Routing
We use technology as a tool to help us fix your customer churn, your disputes and your approval rates for payments by working as part of your team in managing your payment partners. This cannot be fully automated and so we embed our team within your business, acting on your behalf when integrating and managing payments with your payment partners. One connection to a whole experienced team of supporters working hard by your side to see you healthier and wealthier. Learn about our payment routing risk management here.
Focused On: Payment Orchestration Solutions for Africa
We've been building your African payment network
CoralCommerce helps brands and businesses to streamline their payment processes with tailored payment orchestration and payment routing solutions across Africa. Whether you wish to operate in any of 33 countries on the African continent, our platform orchestrates mobile money, card, wallet and account payments and payouts to simplify your payment infrastructure through one API. In Africa we connect banks, MNOs, MMOs and wallet providers with international brands, local merchants and payment companies wishing to facilitate their own payfac entities on our platform. If you want to know more about what we offer in Africa click here.
Focused On: Payment Orchestration Solutions for the USA
Try our orchestration platform for payments in the USA
CoralCommerce in partnership with our agents in the US provides merchants, payment facilitators, ISOs and agents with a world-class payment orchestration and payment routing platform. Whatever state you are based in, we can help you develop your payments strategy to enable the acceptance and making of payments whether alternative payment services, card, ACH, wallet or account payments. Our collections and disbursements flow is easy to implement and operate as your own, all accessible through one secure API. We are fully PCI DSS compliant to enable you the easiest route into managing payments on behalf of your own company as a merchant, or on behalf of your merchant portfolio. Make our platform your platform. If you want to know more about what we offer in the USA click here.
Focused On: Payment Orchestration Solutions for Latam
Your Latam payment network on our platform
CoralCommerce created tailored payment orchestration and payment routing solutions across the South and Central America regions in partnership with world leading licensed payment solutions. Whether you wish to operate in any of 17 countries on the South and or Central American continent, our platform orchestrates alternative payment services, card, wallet and account payments, for both collections and disbursements to simplify your payment infrastructure through one API. In Latin America we connect banks, wallet providers, card processors, and alternative payment providers with international brands, local merchants and payment companies wishing to facilitate their own payfac entities on our platform. If you want to know more about what we offer in Latam click here.
Products
We do payment processing and orchestration
We listen, we build and we support collaboratively everything you need to be successful in accepting and making payments. Our entire focus is seeing you succeed at your business and we apply our experience, skills and technology to the best of our ability to help you achieve success. To satisfy the requirements you may have, we offer multiple product and service configurations that you can use to allow you to do payment processing either as the merchant, the agent, the ISO or the Payfac.
Security
CoralCommerce is annually audited for its PCI DSS compliance and has been certified compliant since 2020.
Orchestration
Our technology enables clients to accept payments, make payments, and route transactions efficiently with payment orchestration and payment routing services.
Aggregation
Partners use our platform to help manage and organise their clients hosted on our service and aggregated via our API.
Team
CoralCommerce leads with people, not technology, which means we embed ourselves into our clients and their teams.
Community
CoralCommerce connects thousands of businesses to one another, creating a community of commerce partners.
Process
On agreement we build out the required upstream connectors and have our clients integrate via one API, one connection.
Payments
Our service includes popular payment types including card, mobile money, wallet and account payments.
Connection
Clients integrate to a world of commerce partners using one connection for payment orchestration and merchant services.
Management
Our authorised clients may access our portals or API to manage their customers and their transactions.
Consulting
Our consultants can be contracted directly, specialists in payment and digital user journeys online.
Partnership
CoralCommerce is a community of partners, we partner with licensed payment companies to mutually expand our reach.
Services
Accept and make payments using the following:
Whether you are the merchant, the agent, the ISO or the Payfac, our payment processing services can be used in several different ways. Below we have the four primary configurations clients like you prefer, each service a mix of our products to enable you to win regardless of your needs. We have three different payment portals through which you can access each of the primary configurations below, domain portal for payfacs and aggregators who run our software as their own, an agent and iso portal, and a merchant portal. For all users of the platform, the only requirement is that you make and/or accept payments online, as we process electronic payments through our services that originate online and not via a POS.
Your creativity, our checkout
Our service is accessible via an API that you can use in a hosted wrapper. This means you can use our secure PCI DSS compliant environment to build your dream checkout flows. Our checkout templates are fully customizable and you can embed them in your user journeys to look and work as your own.
Your checkout, our connection
Undaunted by PCI DSS? Then connect via our headless RESTful API, no wrapper. Your checkouts on your system connecting to a world of commerce via one connection. Any payment type, any currency, any user journey, any channel, your call, your voice, your brand all the way.
Your merchants, our service
Our technology is not only used by online businesses for commerce, as many of our clients are payment facilitators, agents and ISOs who use our payment rails as their own. Load your merchants onto our platform and manage them directly from there.
Your brand, our platform
Love the immensely exciting business of payments as much as we do? Then brand a domain of your own and build your payment facilitation business with our technology and assistance. Your brand sold to merchants with our team behind you all the way.
Partner Showcase
Find A Sponsor!
Our commerce community prospers because of the efforts of our merchants and payment partners alike.
Key partners include the UBA Group, ABSA Africa, the KCB Group, TSYS, InSwitch, iFinancial, AzamPay, Onafriq, Cellulant, PayFast, pawaPay, Zeepay, and others, offering payment orchestration and payment routing solutions across Africa, the Americas, and Europe.
Pricing
Select Your Fee!
CoralCommerce clients pay only an orchestration fee for our payment orchestration and merchant services platform, but we also make it possible for them to buy more discount by making an optional upfront payment on the execution of their agreement with us. The process is entirely transparent to both clients and upstream payment sponsors.
Use the tool on the right to determine your estimated* orchestration fee by selecting the transaction volume range your business currently achieves and, if you wish to further reduce that rate, select the upfront payment value to see the estimated orchestration fee for the use of our platform as your own.
*The fee will be applied at the start of your agreement, but adjusted based on the average monthly volume your business achieves by mutual agreement if your initial estimation was incorrect.
Fee Estimate
0.25%
Effective Rate
Join Our Community
coral connects commerce communities
Let us know who you are and how to reach you by email (we will not spam you) and we will send you relevant information to onboard you. Our platform suits licensed payment companies, ISOs, merchant agents, and merchants. In fact, any business wanting to manage their digital payments from customers and to suppliers can sign up with us.
Contact
Address
5 Hare Hall Ln, Gidea Park, Romford, RM2 6BD, United Kingdom
Phone +44 (0)170 869 1070 Email info@coralcommerce.com