One connection, 4 regions, 17 partners, 34 countries, one fee.
CoralCommerce empowers African businesses by offering a single connection to our network of banks, mobile network and mobile money operators, wallet providers and payment facilitators. CoralCommerce has invested in Africa since late 2019, putting in several years of effort to partner with excellent companies to develop and build out a world class payment orchestration network across Africa that you can use by implementing one API. The continent is massive and offers brands a plethora of options across 54+ countries, one larger than Western Europe, another more populated than Brazil, and most have a majority of young mobile and internet savvy citizens consuming digital services every day - read more about Africa here. Africa, a vast continent of 54 distinct countries—spanning 30.3 million square kilometers, home to over 1.4 billion people speaking more than 2,000 languages, and boasting the world’s fastest-growing mobile money market with over 700 million registered accounts (GSMA 2024)—presents a complex technical challenge that CoralCommerce solves by connecting brands to licensed payment partners across diverse regulatory landscapes, enabling seamless expansion into markets from Nigeria’s bustling fintech hubs to Ethiopia’s ancient trade routes.
The CoralCommerce African payment orchestration service can enable access to multiple channels across the continent, offered in multiple currencies, with best of breed payment solutions supporting you locally in every market. Our clients own all the payment sponsor commercial agreements directly, allowing your business the independence you need for growth without losing control over costs, ever. With CoralCommerce, you can leverage our expertise and strong local partnerships to optimize your payment flows and drive revenue growth. Best of all our experienced technical and payment operation teams become part of your team, helping you build out your business to a healthier, wealthier future for everyone involved.
CoralCommerce delivers exceptional payment orchestration in Africa’s most dynamic markets. In Nigeria, we partner with leading banks, licensed payment providers and mobile money providers like MTN to reduce transaction failures and churn. Nigeria is the most populated country in this region, talented and extraordenary businesses fill it to the brim, all serving a population demographic where more than 60% are younger then 25yrs old. In Kenya, where mobile money accounts for 60% of transactions (GSMA 2024), we integrate with leading payment providers, banks and MMOs for seamless payments and payouts. Kenya is a hub for mobile innovation spawning many digital startups per year catering for every industry and their consumers are mobile savvy individuals and companies shaped in their habits by Safaricom's mPesa and its products. The Democratic Republic of Congo is about the size of Western Europe and is the largest country in the Sub Saharan Africa or SSA, where we support multi-currency transactions for both USD and FC (CDF), driving growth for local and international businesses. In South Africa, our licensed partners enable secure card and bank transfer payments for merchants, ensuring compliance with local regulations. With over 18 different payment types to choose from, localization and launch for international brands are simplified through our one API.
CoralCommerce integrates popular mobile money platforms offering Safaricom mPesa, MTN MoMo, Airtel Money, Orange Money, Vodacom, Cell C, Glo, Telkom, Tigo, Vodafone, expresso, Wave, Zamtel and many more mobile money brands, providing seamless payment solutions across Africa's most populous countries.
CoralCommerce connects card, account and wallet payment providers to brands, merchants and payfacs, enabling them to process account-to -account transfers, wallet provider integrations, and extensive card acceptance capabilities, backed by all the leading payment sponsors and acquirers in Africa.
Our payment orchestration capabilities let you create channels, route payments, manage transactions, and set local preferences, all through a single API connection. Manage regions, countries, payment sponsors and payment types by channel with full and extensive recon reporting across all.
We handle PCI DSS compliance, PSD2 SCA, and other regulations so you don't have to. Our secure platform ensures your transactions are protected, meeting all local and international compliance requirements.All our reports and all our user profiles are privilege managed for authorized users only.
Our company partners with locally licensed acquirers, banks, mobile network operators, wallet providers, and alternative payment partners across the continent of Africa. We created a tier 1 level payment gateway capable of processing all your payment and payout, collection and disbursement, fiat and crypto transaction services you may ever need. We have spent four years building out this network we call our commerce community filled with innovative partners ready to assist and sponsor global brands, local merchants and payment facilitators across Africa in these 34 countries:
CoralCommerce partners with some of the most dynamic payment processors and acquirers in this region to enable and route merchants for multiple payment types in South Africa, Namibia, Botswana, Malawi, Mozambique and Mauritius.
CoralCommerce with banks, payment processors, MNOs and MMOs can enable your payment and payout requirements across the fast growing region in Cameroon, Chad, Congo-Brazzaville, Democratic Republic of the Congo (DRC) and Gabon.
CoralCommerce and some of the largest banks and payment processors can enable all your payment and payout requirements across the booming region in countries like Benin, Burkina Faso, Cote d'Ivoire, Ghana, Guinea, Liberia, Mali, Nigeria, Senegal, Sierra Leone, Guinea Conakry, The Gambia, and Togo.
We support card payments, wallets, direct bank transfers, and many mobile money payment services in Africa's largest mobile money region servicing payfacs, brands and merchants in Kenya, Tanzania, Uganda, Zambia, Rwanda, Burundi, Ethiopia, Seychelles, and South Sudan.
CoralCommerce integrates with licensed local payment partners in Morocco.
Learn more about our payment orchestration in LATAM, payment orchestration in North America, and payment orchestration in the UK.